finAPI GiroIdent

finAPI GiroIdent for immediate online identification via Open Banking

GiroIdent Basis from finAPI is a cost-effective and fast process for identifying and confirming account holders.

After registering with SCHUFA Identity Check and entering the IBAN, the account holder is redirected to the online banking login. After authentication with the bank TAN, identity is confirmed by the bank and finAPI. The user is then fully identified.

GiroIdent Basis is based on the SCHUFA Identity Check Premium and can be used as an alternative to the 1-cent transfer with PIN .

All transactions are easily billed via your insic contract.

Your advantages:

• Real-time confirmation of account holders with the highest reliability
• Over 95% of account holders are immediately confirmed in the banking process
• Use of modern technologies of the Open Banking Standard for efficient data verification

The Open Banking process has been recognized by regulators and has proven extremely reliable in practice. User acceptance is continuously increasing.

It is a secure and efficient method for identifying account holders in the market.

Top conversion through:

• efficient testing within minutes
• scalable testing procedures
• seamless web service and widget integration
• Almost all German banks are supported by finAPI

Take advantage of our expertise in identity verification with GiroIdent and optimize your verification processes for maximum success!