finAPI Access-to-account KontoBlick

The finAPI Access-to-account account view allows you to increase your monthly deposit limit according to the GlüStV to up to €30,000. This account view uses the Open Banking protocol.

After selecting the service, the account holder is redirected to their bank client on the finAPI website. There, the user enters their online banking login credentials and confirms them using two-factor authentication on their online banking app. In the background, the bank transactions of the past 90 days are recorded and aggregated and transmitted to the systems. According to regulations, up to 20% of the income of the past 90 days can be set as a deposit limit.

finAPI access-to-account is accepted by the GGL and strictly regulated by BaFin . The service can be offered as either a primary or secondary service in the widget. It also serves as an alternative to the SCHUFA G-report.

The settlement of transactions is handled directly by insic.

Your advantages:

– Increased deposit limit up to €30,000
– Alternative procedure to SCHUFA G-report
– Seamless web service and widget integration
– BaFin regulated – one of the most widely used PSD2 XS2A interfaces
– Secure access to account data and account transactions

Book our finAPI access-to-account service now and enable your users to deposit up to €30,000 monthly!